Personal Injuries

 

 

In lawyer-speak, a car accident is a personal injury case. However, personal injuries encompass far more than just your typical auto collision. Personal injuries also include slip and falls, trips and falls, dog bites, and more.

 

If you are hurt, our goal is to maximize your recovery from the person or company that hurt you in order to make you whole again. That means Stevens & Legal uses its inside knowledge of how the insurance companies work, knowledge learned while working for nearly five years with a large insurance company.

 

That five years was well spent not only learning how the insurance companies work, but also served as intensive training via a high caseload. This means Mr. Stevens has worked on nearly a thousand cases over the years, from car accidents to trip and falls, to slip and falls, to construction defects, and even dog bites.

 

We work to navigate you through the process, which often includes dealing with your own insurance company to file a personal injury protection (PIP) claim or using your uninsured (UM) or underinsured (UIM) motorist coverage that is part of your Oregon insurance policy. Thanks to the legislature, that UIM benefit just got better as of 2016, as they now stack. What that means, is that if you now get in an accident and the driver who caused the accident does not have enough insurance, you will have access to the full amount of your own policy to help make up the difference.

 

Speaking of insurance, this is your public service announcement: Nothing is worse than getting into your case and finding out there is simply not enough insurance money to cover all the bills. Oregon law only requires a minimum of $25,000 for liability coverage on auto policies, which is very little given the costs of healthcare. This is why you should carry higher limits if you can afford to, to not only protect your own assets if you cause an accident, but also in case the other driver caused the accident and has little or no insurance.

 

Take advantage of our free consultation to learn more about the process, and how cases are valued.

 

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